CeMAP Training Courses - Become a mortgage adviser

CeMAP Training Course – The Certificate in Mortgage Advice and Practice

CeMAP – The Certificate in Mortgage advice and Practice is a FCA regulatory qualification that will allow qualified advisers to give advice in regulated mortgages and personal protection. Clarity FT is a LIBF accredited learning support provider that offers short courses that work around you, which means that you can study while you continue to work. If you need to achieve a FCA recognised qualification to get that new career in Mortgage Advising select one of our courses. We offer CeMAP Training Courses via Class based, Real Time (online) Webinars and Distance learning (self-paced). We come highly recommended by all ours students and excel in what we do best, by simplifying complex information to help you achieve exam success. We are so confident that you will pass that we offer a pass guarantee.

CeMAP Training Course – How to become a mortgage adviser

To become a mortgage adviser candidates must first pass a professional qualification such as The Certificate in Mortgage Advice and Practice (CeMAP®). CeMAP® is the benchmark professional qualification for any candidate that wants to provide UK mortgage advice as a mortgage adviser. UK mortgages are regulated by the Financial Conduct Authority (FCA), which requires all advisers to attain the relevant qualification before they can do so. CeMAP® is a LIBF Regulated Qualifications Framework (RQF) Level 3 qualification and is listed as an appropriate qualification recognised by the FCA. There are no entry requirements to commence the CeMAP qualification.

Beware of rogue CeMAP training providers. Only use accredited providers to be sure that you receive the best training. Click here for details.

Skills and role of a Mortgage adviser

A mortgage adviser will recommend to their clients which is the most appropriate type of mortgage in order to buy a property. Advisers must use their skills and expertise to establish client affordability and suitability from a vast range of products. Advisers must also assist their clients to protect their mortgage and property by selling the most appropriate insurance products including life cover, income protection and property insurance. Advisers can work as either an employed adviser and get paid a salary or as self-employed where they can charge a fee or receive commission from the lender and insurance company.

Advisers role:

Meeting with clients to discuss their current circumstances to establish affordability and suitability.
Select the most appropriate products from the vast range available.
Explain complex financial information simplistically to clients.
Explain the features, benefits and risks of the products recommended.

Adviser skills:

Excellent communication skills, both verbal and written.
Honest, trustworthy and ethical.
Numerate.
Sociable and friendly.
Hardworking and diligent in order to keep their knowledge up to date.
Organised – Advisers must be organised in order to maintain adequate records in order to remain FCA compliant.

The Certificate in Mortgage Advice and Practice (CeMAP®) is a professional qualification for any candidate who wants to work as a mortgage adviser. UK financial services are regulated by the Financial Conduct Authority (FCA). CeMAP® is a LIBF RQF Level 3 qualification and is recognised by the Financial Skills Partnership.